Financing Options

Let Vestable help you obtain financing for your acquisition. There are a number of different types of financing available to buyers.

Learn more below or reach out for a free Vestable financing consultation.

Seller Financing

While the vast majority of small business sales (60-90%) include some form of seller financing, many people haven’t heard of such an arrangement prior to entering a small business transaction. 

IRA/401(k) Rollover

401(k) rollover financing, also known as Rollovers for Business Start-ups (ROBS), is a popular choice for many buyers looking to financing a small business acquisition. A ROBS allows the buyer to invest their existing retirement funds into the business without taking a taxable distribution or getting a loan.

SBA 7(a) Loans

A very common option for buyers, an SBA 7(a) loan can offer up to $5 million in small business acquisition financing. An SBA 7(a) loan is a great option for low interest rates, longer repayment terms, and no ballooning costs.